DIGITAL FINANCIAL LITERACY MAHASISWA CALON GURU VOKASI BIDANG BISNIS DAN MANAJEMEN DI PROVINSI RIAU

Abstract

This research was conducted to identify the level of digital financial literacy among aspiring vocational education students in Riau Province. A critical talent in the digital age is financial literacy, particularly in the context of business and financial transactions that increasingly incorporate technology. 226 participants from a private institution in Riau Province's Accounting Education Study Program participated in this study. This study uses quantitative descriptive research methodologies to provide a thorough picture of the digital financial literacy of prospective vocational teachers. According to the study's findings, vocational teacher candidates in Riau Province have a sufficient understanding of digital financial products and services (75.18%) and experience using digital financial products and services (74.04%), but their knowledge of digital financial risks (55.79%) and expertise in managing digital financial resources (51.67%) are still lacking. Men and women who are financially literate online do differ slightly, but they nonetheless confront many of the same obstacles. As a result, the vocational teacher education curriculum  must adopt a learning strategy that places a greater emphasis on digital financial hazards and practical financial management abilities.